Independent contractor verification
Trade Check USA
Check a Contractor
Verification Status Guide

Know exactly what every Trade Check status means.

Trade Check shows more than whether a business has a profile. See what has been reviewed, what is current, what needs attention, and when a contractor meets defined qualification requirements.

Every Trade Check status is tied to a verification record — not simply a business claim.
Example Record Understanding Current Status
General Liability Required insurance record
Current
Trade License Submitted for verification
Pending
Workers' Compensation Additional information required
Action Required
Status has a specific meaning. This guide separates business verification, individual credentials and contractor qualification.
Independent Review
Current Records
Earned, Not Bought
Understanding The System

Three types of status. Three different questions.

Trade Check separates business verification, individual credential status and contractor qualification. They work together, but they do not mean the same thing.

01 · Business Level

How far has the business been verified?

Listed · Verified · Accredited

The business level tells you where the company stands within the Trade Check verification system.

Example Trade Check Verified

Applicable core verification requirements have been completed.

02 · Credential Status

What is the status of each record?

Current · Pending · Action Required · Not Current

Each license, policy, registration or other credential can have its own status.

Example General Liability — Current

Another credential can still require attention.

03 · Qualification Status

Does the contractor meet the requirements?

Qualified · Pending · Action Required · Not Qualified

Qualification compares the contractor record against a defined set of hiring requirements.

Example Qualified for Organization A

Another organization can require different credentials or limits.

Business Verification Levels

What a business's Trade Check level means.

A business level shows how far the company has gone through the Trade Check verification process.

Listed

Business profile available. Independent Trade Check verification has not been completed.

A Listed business may have a claimed or available Trade Check profile, but it has not completed the requirements for Verified status.

Public Status Listed

Business information may be available without independent credential verification.

What this means
  • Public business profile
  • Business information may be available
  • Independent verification not completed
Listed does not mean bad or unqualified. It means Trade Check has not completed independent verification.

Trade Check Accredited

A deeper verification level for commercial, institutional or higher-risk contractor work.

Accredited builds on Verified with additional applicable commercial, insurance, safety and qualification requirements.

Public Status Trade Check Accredited

Additional applicable commercial requirements currently satisfy the Accredited level.

Additional review can include
  • Workers' Compensation
  • Commercial Auto / additional insurance
  • Safety programs and records
  • Bonding, references and capacity where applicable
Accredited does not mean universally qualified. Hiring organizations can require different standards.
Credential Status

Every credential has its own status.

Trade Check shows the condition of individual records so users can see what is current, what is still being reviewed and what needs attention.

Current

The credential has been reviewed and currently satisfies the applicable requirement.

Current
Pending

Information has been submitted or identified, but verification is not yet complete.

Pending
Action Required

Something needs to be provided, corrected, renewed or reviewed.

Action Required
Not Current

The credential does not currently satisfy the applicable requirement.

Not Current
Business professionals reviewing contractor documentation Records reviewed before the work begins
Action Required does not automatically mean a contractor failed verification. It means the record needs attention.
Unverified Businesses

Not verified is not the same as not legitimate.

A business may appear in Trade Check before completing independent verification. We clearly separate available business information from information Trade Check has actually reviewed.

Trade Check does not assume a company is unsafe, unreliable or unqualified because it has not completed verification.

Available information stays separate Self-reported or public information is not presented as independently verified.
No negative assumption Not Verified describes the Trade Check record, not the quality of the company.
Example Public Record ABC Contracting LLC
Not Verified
Independent verification has not been completed. Trade Check has not independently verified this business or the credentials shown below.
Identity & Ownership
Not Verified
Business Registration
Not Verified
Trade License
Not Verified
General Liability
Not Verified
Workers' Compensation
Not Verified
Compliance & Standing
Not Verified
Contractor Qualification

Verified does not always mean qualified.

Verification tells you what has been checked. Qualification tells you whether those verified records satisfy a defined hiring requirement.

Verification What has been checked?

Identity, licensing, insurance, business records and other applicable credentials.

Qualification Does the record meet the requirement?

Verified records are compared with the requirements that apply to the contractor or hiring organization.

Professional team reviewing contractor qualification documents Qualification against defined requirements
Example Qualification Record Qualified
8 / 8

All qualification items currently required for this example contractor satisfy the hiring organization's configured requirements.

General Liability Satisfied
Workers' Compensation Satisfied
Trade License Satisfied
Safety Documentation Satisfied
Qualified

Qualified

All required qualification items currently satisfy the applicable requirements.

This applies to the specific qualification standard being evaluated.
Pending

Pending

Required items are still being collected, verified or reviewed.

Pending does not mean the contractor failed.
Action Required

Action Required

One or more requirements need attention before qualification can be completed.

This may include missing records, expiring coverage or insufficient limits.
Not Qualified

Not Qualified

One or more required conditions are not currently satisfied.

This is not a general statement about the contractor's overall business quality.
Current Records

A status can change when the record changes.

A Trade Check status represents the record at a point in time. Licenses expire. Insurance renews. Businesses change. Requirements can change.

1 Credential is Current

Required information currently satisfies the applicable requirement.

2 Record changes or reaches expiration

A policy, license or other monitored record requires attention.

3 Status changes

The record may move to Action Required or Not Current.

4 Updated record is reviewed

New evidence can be submitted and verified.

5 Current status can be restored

Once the applicable requirement is satisfied again.

The goal isn't to prove a contractor was qualified once. It's to show where the record stands now.
Business professionals reviewing current contractor records Records change. Status should reflect it.
Business professionals reviewing verification documents How information was checked matters
Verification Method

The status tells you where the record stands. The method tells you how we checked it.

Trade Check can identify the verification method behind a record so users can distinguish verified evidence from information that has only been provided by the business.

Source Verified

Confirmed against an authoritative or official source where available.

Document Verified

Supporting documentation was reviewed.

Trade Check Reviewed

Information was evaluated against defined Trade Check or qualification requirements.

Self-Reported

Information was supplied by the business and has not been independently verified.

Privacy & Transparency

Show the result without exposing sensitive records.

Customers usually need to know whether a credential was reviewed and whether it is current. They do not need access to every private document used to establish that status.

What may be public
  • Credential type
  • Verification status
  • Verification method
  • Expiration information where appropriate
  • Review information where appropriate
  • Business-level verification status
What stays private
  • Full insurance documents
  • Full policy numbers
  • Private ownership documents
  • Sensitive financial information
  • Employee records
  • Restricted qualification evidence
Public proof. Private evidence.
Example Verification Record

See the record behind the status.

A Trade Check profile is designed to show more than a badge. It can show the individual records and verification methods behind the current status.

Example Record Example Mechanical Services LLC Commercial & Residential Contractor
Trade Check Verified
Required Core Checks 6 / 6 currently satisfied
Identity & Ownership Source Verified Current
Business Registration Source Verified Current
Trade License Source Verified Current
General Liability Document Verified Current
Workers' Compensation Document Verified Current
Compliance & Standing Trade Check Reviewed Current
Example only. Actual requirements, verification methods and publicly displayed information can vary based on the business, trade, location and applicable qualification standard.
Earned, Not Bought

Payment does not determine status.

Businesses can pay Trade Check for verification, monitoring, platform access and membership services. The underlying record determines the verification and qualification outcome.

Payment does not make a credential Current. The applicable record still has to satisfy the required standard.
Payment does not guarantee Verified. Required verification items still have to be completed.
Payment does not guarantee Accredited. Additional applicable requirements still have to be satisfied.
Payment does not make a contractor Qualified. Qualification depends on the hiring requirements being evaluated.
The record determines the status.
Status Questions

Common questions about Trade Check status.

No. Verification confirms defined business records and credentials. It is not a guarantee of future workmanship, performance or outcome.
No. It means Trade Check has not independently completed the verification required for Verified status.
Yes. If required records expire, cannot be confirmed or no longer satisfy the applicable standard, the relevant status can change.
Yes. Hiring organizations may require different insurance limits, licenses, policies or other qualification items.
No. Payment covers Trade Check services. Verification and qualification outcomes depend on the record and applicable requirements.
Check The Record

Don't guess what a contractor's status means.

Search Trade Check to see available business information, verification status and current credential records.

Managing contractors for a company? Contractor Qualification →
Verification Status Guide | TradeCheck USA